Loan 10000 Euro Compass: Interest Rates and Guarantees Required

What needs to be done and how can you get a 10000 euro Compass loan ? What is the fastest procedure and which are the most advantageous options for the request?

Today we will see it together in this guide on what to do to get 10000 euros thanks to Compass to make some small purchases or to renovate our home.

Here’s how to choose and get the right loan for you!

How to get a 10000 euro loan

If you need 10,000 euros and you want to apply for a loan, allows you to have the amount of money you need quickly and without going crazy behind a complicated procedure. If you need a small loan, the first thing you should do is request a quote .

Thanks to the loans of this group you can immediately have many personalized loan options available. To get the quote you can go directly to a branch or visit the official website and fill out the loan simulation.

On the official website you can easily find theoretical examples useful for getting an idea, but we also recommend going to the branch to get more precise explanations, especially if you are not an expert in this field.

Also allows personal loans from a minimum of 5000 euros up to a maximum of 10000 euros depending on the client’s needs. With the personal loan you can quickly have the money that must be returned to the institution in variable installments. You can also decide in how many installments to return the requested sum.

To understand how the 10000 euro loan works you can make a quote with the calculation of the installment on the official website. Thanks to the estimate you can get an idea about the cost, for the estimate just fill out the form.

To obtain a quote immediately, it is not even necessary to register on the site or enter personal data. To find out the monthly payment you are going to pay in the event of a loan request, simply enter the amount you need and the number of installments you plan to pay back the loan to Compass.

In the form you will also find the Tan and Taeg interest rates. You can also request an estimate in the branch by setting up an appointment either via the website or via the telephone number. To get an appointment in a Compass branch, simply fill out the form and enter your details, the branch where you want to go and the time chosen.

The necessary guarantees for the 10000 euro loan

Whatever the sum of the loan requested there is always a need to give guarantees to obtain one.

The guarantees to be provided to the bank or to the credit institution are the same even for those who cannot provide a pay slip, for those who are on the list of bad payers and also for those who have been protested. Here are the guarantees needed to get the 10,000 euro loan:

  • The guarantee of a third party : the third party can be a parent, relative or friend and must be able to act as a guarantee. The third party could become responsible in place of the debtor;
  • The pension : a guarantee for the loan, but   age affects the duration and number of installments. Duration and number of installments may change depending on the age of the applicant;
  • The salary-backed salary : a method that generally helps to get the loan even the people on the bad payer list or the protested people. The sum to be returned monthly will be withheld from the salary until the debt is extinguished;
  • Payroll : a solid guarantee that allows you to get a loan quickly, even if you have advantageous interest rates.

What do you need to get the 10000 euro loan?

What do you need to get the 10000 euro loan?

To get the 10000 euro loan you need to provide:

  • An identity document;
  • The pay slip or in the absence of the pension slip.

The documents must also be provided by the protested subjects or by the bad payers, the institution will take care of the other operations necessary for the loan.

How long to get the 10000 euro loan?

The online loan application is often obtained within 48 hours of opening the file. In the event that you opt for the loan request in the branch, the person in charge will indicate directly to the applicant the waiting time necessary to have the loan.

Interest for the loan of 10,000 euros

10,000 euros

With the online quote, and the same also applies to the budget in the branch, you can immediately know the interest to be paid for the request, then in TAN and the APR. The TAN is precisely the interest rate, the APR is the synthetic total cost of the loan.

In the APR you will find the commissions to pay to apply for a loan. To choose the lowest rates, we recommend that you always check both the TAN and the APR carefully.

The subjects protested

If you have been protested or if you are on the list of bad payers, not all of them grant loans.

To find out if allows you to have the loan anyway, we recommend asking for information in a branch. A special appointee will assess the situation and decide whether to provide the loan.

One way to get the loan is to give a fifth of the salary as a guarantee.

Even if you have been protested or if you find yourself among the bad payers. With the sale of the fifth it is possible to obtain plans to repay the sum in 10 years and even have more advantageous interest rates.

Loans for temporary workers

Loans for temporary workers

Even if you are a temporary worker you can still apply for a 10000 euro loan, you need to provide additional guarantees.

The number of installments to be returned must therefore not exceed the remaining months of the contract.